Natural disasters such as earthquakes, tsunamis, avalanches, floods, droughts and more come in many forms and virtually no place on earth is immune to them. Such events shape our planet and affect where and how we live.

Apart from being dangerous to humans, these events lead to financial losses, environmental loss and loss of human life. Characteristically, the poor section of the society is the worst hit for they have the least resources to cope and rebuild. When disasters like hurricanes, floods, earthquakes strike as the poor are already so much under the burden of debt.

But a little bit of planning and making a smart choice can actually go a long way in helping people and places to withstand these impacts and recover quickly.