Lindsay Lohan needs psychological therapy, can`t afford it

London: Troubled actress Lindsay Lohan reportedly needs some psychological help, but she just can`t afford it.

The 26-year-old has apparently agreed that she needs professional help but doesn`t have the money to hire a psychiatrist as she is currently in debt, reports

"Lindsay is overwhelmed at the prospect of going back to jail and believes that a psychiatrist can help her through this trying time of her life. However, Lindsay has a huge problem, she can`t afford to pay a good shrink because she literally has no money," said a source.

"Her health insurance would only pay about 20 percent of the mental health bills, and the doctors that she wants to see charge $250-$300 an hour," the source added.