New Delhi: Ever since the Narendra Modi government announced its decision to ban the old currency notes of Rs 500 and Rs 1000, there has been a maddening rush among the common public to exchange and deposit the now-defunct high-value notes.
Though the central government, the Finance Ministry and the RBI have taken a series of desperate measures to ease the pressure on the common man, the sudden move has triggered a cash crunch at banks and dry ATMs.
The cash crunch has also restricted people from spending too much on things other than their basic necessities. Here are some very popular Apps which will help you pay without cash.
For daily commuting, you can chose from various cab booking Apps like Ola and Uber, which let you pay for your ride using the 'closed wallet' facility. While Ola also has an auto service, there is an App called 'Jugnoo', exclusively for autos.
Popular Apps in this category are: Ola, Uber, Jugnoo
While cash crunch has forced people not to buy groceries and vegetables from local market using instant cash, one can buy the same from big departmental stores or supermarkets which accept card payments. However, if you are too concerned about your health and want fresh fruits an vegetables, you can consider ordering your groceries from 'Big Basket' and 'Nature’s Basket', which deliver to your doorstep and let you perform cashless transactions.
Popular Apps in this category are: Grofers, Big Basket, Nature’s Basket
Recharge & Bill payments
You can use e-wallets to pay utility bills, buy movie tickets, pay for online shopping or food, as well as book hotels, flight, train and bus tickets. The wallets, in which you can put in Rs 10-10,000, are safe, and offer discounts and instant cashbacks.
Popular Apps: Paytm, PayUmoney, Mobikwik, FreeCharge
If you want ready-to-serve food delivered at your doorsteps, you might considering placing the order using service like Zomato, which gives you the option of ordering and paying online, through the App.
Popular Apps: Zomato, Swiggy, Foodpanda
If your unable to buy necessary medicines from the local chemist due to cash crunch, you can buy the same online using Apps that can deliver to your doorstep, as well as provide discounts.
Popular Apps: Netmeds, Zigy
For home services, be it plumbing, electrical fitting, painting and renovation or pest control, you can take help of popular Apps like UrbanClap, Helpr.
Popular Apps: UrbanClap, Helpr