नई दिल्ली: ऑनलाइन फंड ट्रांसफर के लिए नेशनल इलेक्ट्रॉनिक फंड ट्रांसफर (NEFT) का इस्तेमाल करने पर कोई चार्ज नहीं लगेगा. भारतीय रिजर्व बैंक (RBI) ने सेविंग बैंक अकाउंट वालों खाताधारकों के लिए यह छूट दी है. मोबाइल बैंकिंग ऐप से बैंकिंग करने वाले सेविंग खाताधारकों को कोई चार्ज नहीं देना है.
अब तक एनईएफटी के लिए अलग-अलग चार्ज देने पड़ते थे. मसलन 10000 रुपए के लिए 2.5 रुपए, दो हजार से ऊपर ₹1लाख तक 5 रुपए, 1 से 2 लाख तक ₹15 और दो लाख से ऊपर ₹25 देने पड़ते थे. यह रेट 2012 से लागू थे.
छुट्टी के दिनों में भी एनईएफटी
वहीं, 16 दिसंबर से आरबीआई ने एनईएफटी सातों दिन चौबीस घंटा हो करने की व्यवस्था शुरू हो चुकी है. छुट्टी के दिनों में भी एनईएफटी हो सकेगा. एनईएफटी के लिए आरबीआई ने बैंकों को रोजाना के हिसाब से पर्याप्त नकदी रखने की व्यवस्था की है. आरबीआई के मुताबिक इससे डिजिटल पेमेंट बढ़ेगा.
डिजिटल पेमेंट के लिए लोगों के पास इस समय ECS, IMPS, UPI, NACH, Credit Cards, Debit Cards, PPI,RTGS,NEFT की सुविधा है. RBI का ये कदम कैशलेश लेन-देन की तरफ महत्वपूर्ण कदम माना जा सकता है.
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