PF interest rate for 2025-26 announced: How to check EPFO balance using UAN number on Umang App, EPFO portal, missed call? Step-by-step guide

In a crucial meeting of the Central Board of Trustees (CBT), the regulatory body has decided to retain interest rate of 8.25 percent on employees' provident fund (EPF) deposits for 2025–26.

 

After the CBT's decision, the interest rate on EPF deposits for 2025–26 will be sent to the Ministry of Finance for concurrence.

 

After the government's ratification, the interest rate on EPF for 2025–26 will be credited into accounts of over seven crore subscribers of EPFO.

Meanwhile, if you are keen to check your EPF interest credit status, there are 4 ways to do it. Here are 4 ways to check PF Balance --Online, SMS, Missed Calls, Umang App

Users need to send an SMS “EPFOHO UAN” at 7738299899 from a registered mobile number. You will get access to your PF balance. Note – You need to write your UAN number in the message not literally UAN.

Step 1: Go to EPFO’s official website – epfindia.gov.in.

Step 2: Click on “services” and select “for employers”.

Step 3: You then click on ‘Member Passbook’ and it will open a login page.

Step 4: You then need to enter UAN, password, and captcha code to log in to your account.

Step 5: After log in, you can see the interest added in your account.

Step 1: Go to the UMANG portal.

Step 2: Search EPFO and click on view passbook.

Step 3: You need to enter Universal Account Number (UAN) of your EPF account.

Step 4: Then you have to click on get OTP & submit OTP received on registered mobile number.

Step 5: Select member ID & download e-passbook.

Members registered on the UAN portal may get their details available with EPFO by giving a Missed call to 9966044425 from their registered Mobile number.