Making spontaneous purchases leads to unnecessary spending and disrupts budgeting
Failing to prioritize savings prevents building a financial cushion for emergencies
Spending more than you earn creates debt and financial instability
Lack of financial knowledge results in poor money management and missed opportunities
Maintaining multiple subscriptions can add up, leading to wasted money on unused services
Not having a budget makes it difficult to track spending and manage finances effectively
Frequently updating lifestyle choices to follow trends can lead to unsustainable expenses