9 Must-Know Govt Savings Schemes For Good Returns

1. National Savings (Monthly Income Account) Scheme

This is one of the best investment schemes. Here, you have to invest a minimum of Rs 1,000. If you want to invest more, you will do it in multiples of Rs 1,000.

2. National Savings Time Deposit Account

One needs to invest a minimum of Rs 1,000 in this plan. One thing that keep in mind is you have to invest multiples of Rs 100.

3. Senior Citizens Savings Scheme

The maximum deposit limit of this scheme is Rs 30 lakh. You have to invest a minimum amount of Rs 1,000 in the plan.

4. National Saving Certificate

This is also one of the instruments in which one needs to invest a minimum amount of Rs 1,000. There is no maximum investment limit.

5. Sukanya Samriddhi Account

This is another women-centric investment scheme. You have to invest a minimum amount of Rs 250. The maximum investment amount in a fiscal year is Rs 1.5 lakh.

6. Kisan Vikas Patra

Like others, this scheme too has a minimum investment limit of Rs 1000. You can invest more in multiples of Rs 1000.

7. Mahila Samman Saving Certificate

This is an investment instrument curated for women. The maximum deposit limit is Rs 2 lakh.

8. Recurring Deposit Account Scheme

This investment option demands a minimum investment of Rs 100.

9. Post Office Saving Account

The Post Office is one of the most trusted avenues in India for investment purposes. If you want to invest in it, you have to make a minimum deposit of Rs 500.

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