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The scheme prioritizes women and children, especially girls and senior citizens over 60 and promotes a healthy lifestyle.
Both public and private hospitals are empaneled under the scheme, offering a wide choice of healthcare providers and ensuring that beneficiaries receive timely and appropriate medical care.
The scheme imposes no restrictions on family size, age, or gender, ensuring comprehensive coverage for all eligible members and that larger families are not left out and everyone receives necessary care.
The PM-JAY covers pre-existing illnesses, makes mandatory treatment in all public hospitals, and helps manage health conditions.
The scheme ensures cashless and paperless access to healthcare services at the point of service and beneficiaries do not need to make any upfront payments or deal with reimbursement processes.
The Ayushman Bharat covers nearly 1,400 medical procedures, ensuring comprehensive treatment options, and includes surgeries, oncology, cardiology, and neurology, among others.
The Ayushman Bharat Yojana provides financial coverage up to ₹5 lakh per family annually for secondary and tertiary healthcare and has significantly reduced the financial burden on poor and vulnerable families during medical emergencies.