New Delhi: Prime Minister Narendra Modi launched BHIM-Aadhaar platform for merchants to facilitate digital payments and also unveiled cash back and referral bonus schemes for the BHIM app at Nagpur on Friday.


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Here are 7 things you want to know about this digital payment platform


What is BHIM-Aadhaar Pay app?


BHIM-Aadhaar Pay app is the merchant interface of the BHIM App that allows for making digital payments by using the Aadhaar platform.


Who can pay through BHIM-Aadhaar Pay app?


Every Indian citizen can pay digitally using their biometric data like their thumb imprint on a merchants' biometric enabled device which could be smartphone having a biometric reader.


How is the BHIM-Aadhaar Pay app supported?


Already, 27 major banks are now on board with 3 lakh merchants so that they can start accepting payments using BHIM Aadhaar


How does BHIM-Aadhaar Pay app work?


The app needs to be carried by merchants only. The merchant has to download the app on a smartphone, connect the app to his bank account and link the phone to a biometric scan machine.


How to make payment through BHIM-Aadhaar Pay app?


In order to make payment, the customer will only have to give his fingerprint. However, the customer's bank account must be linked with his/her Aadhaar.


What is the pre-requisite of  BHIM-Aadhaar Pay app?


Customers do not need a debit card or credit card for payments through Aadhaar Pay. The pay app also does not require any internet connection.


How much will customers be charged for BHIM-Aadhaar Pay app?


Aadhaar Pay would not charge Merchant Discount Rate (MDR). MDR is the charge levied on debit card transaction. It is paid by the merchants to a bank merchant and usually the merchants pass on the charges to the customers.