New Delhi: If you’re planning for your retirement, then you can consider investing in various schemes offered by India Post Office. All the state-backed schemes offer safe and impressive returns to investors. From time to time, India Post also rolls out several new and attractive investment schemes that can secure your retirement. 


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For instance, the monthly income scheme (MIS) offered by the Post Office ensures a regular monthly pension to investors. In the scheme, one needs to invest a lump sum amount at once. Investments in the popular scheme also offer maturity benefits. 


Post Office MIS scheme: All you need to know 


The Post Office MIS scheme is currently offering a 6.6 per cent annual interest on the investments. Investors can also open a joint account in the scheme to reap the maximum benefits of the scheme. 


Three investors can open a joint account in the Post Office Monthly Income Scheme Account scheme. Investors can invest in multiples of Rs 100 or Rs 1000 in the scheme. However, one needs to invest a minimum of Rs 1000 in the scheme while the maximum investment under the scheme is Rs 9 lakh. 


How to get a Rs 3300 pension by investing just Rs 50 thousand? 


You can receive a yearly Rs 3300 pension in the scheme by investing just Rs 50,000 in the Post Office Monthly Income Scheme Account scheme. For the total period of five years, investors receive a total of Rs 16500 as interest before maturity. 


However, you can invest more money in the scheme to receive more pensions. For instance, if you invest Rs 1 lakh in the MIS scheme, then you’ll get Rs 6600 yearly pension or Rs 550 every month. Also Read: TikTok bans viral 'milk crate challenge' over safety concerns


Likewise, you can invest Rs 4.5 lakhs in this scheme to get a monthly pension of Rs 2475 monthly or Rs 29700 annually or Rs 148500 as interest with the MIS scheme. Also Read: 7th Pay Commission: Dearness allowance may increase during festive season, check how to calculate salary hike


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