New Delhi: WhatsApp, one of the most extensively used communication apps, allows users to interact, chat, and share media files in addition to allowing them to interact, chat, and share media files (photos, videos, audios, GIFs, etc.). It does, however, enable users to send and receive money. This is done through UPI-based WhatsApp payments (Unified Payment Interface). Users of WhatsApp can now send money to people in their contact list. You should keep in mind, though, that you can only send and receive money after you've linked your bank account to WhatsApp Pay.
Tap Done once UPI setup is complete.
Create a PIN (Personal Identification Number) for UPI (Unified Payment Interface) and enter it under SETUP UPI PIN, then tap Submit.
Pre-filling the OTP (One-Time Password) is possible. If this is not the case, an SMS with the OTP may be sent to your phone. Under ENTER OTP, type the OTP. Tap Resend OTP to send another OTP to your phone.
Set up UPI PIN by tapping Done.
Enter your debit card number's last six digits as well as the expiration date.
To confirm your debit card information, tap Continue.
Open the chat window with the person to whom you want to give money, then touch Attach, then Payment.