New Delhi: Prime Minister Narendra Modi is addressing the nation in a television broadcast on the New Year's Eve. In his speech, he has highlighted the performance of his government in 2016 and also outlined the priority areas for 2017.


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The following are the excerpts of his speech:


- PM Modi concludes his speech.


- As we welcome the New Year, lets come together to build a bright future of the country: PM Modi


- I request India's youth, farmers, business community to use BHIM as much as possible: PM

- In 1917, there was Gandhi's satyagraha. After 100 years, there is value for honesty in India: PM Modi


- Today there is no Gandhi but his path is relevant. On 100 years of champaran, we will remember Gandhi again: PM


- PM Modi terms demonetisation move a ‘shudhi yagna’


- We have youth, ability, resources. Lets all come together and develop India: PM Modi


- Senior citizens will get a standard 8 per cent interest per month from banks for savings up to Rs 7.5 lakh: PM


- There is quite a bit of debate on political parties. We should understand people's sentiments: PM Modi


- In all 650 plus distts, registration, delivery, vaccination, nutrition to be taken care of: PM


- Pregnant women to get Rs 6,000 for delivery, vaccination,nutritious meals, transferred straight to their accounts: PM


- There has been talk for simultaneous LS/Assembly polls. Time has come for a debate on this: PM Modi


- People want digital payments now. I appeal to people to use BHIM app: PM


- Banks have been asked to raise cash credit limit to small business to 25% from 20%: PM Modi


- Let all scholars evaluate these policies of ours. People have been very patient: PM


- Time for politicians to let go of 'holier than thou' approach, work to change the system: PM


- I request India's youth, farmers, business community to use BHIM as much as possible, says PM


- It is time for politicians of all parties to rise above politics and ensure transparency, says PM 


- Banks have been asked to raise cash credit limit to small business to 25% from 20%: PM


- Bank employees & authorities, along with people, did exemplary work, says PM


- This is golden opportunity for banking system. Banks should now keep poor/ middle class at centre, says PM Modi


- Banks should act in people's welfare. As soon as possible take decisions for benefit of citizens: PM


- PM requests banks to come out of its traditional way of functioning


- Villagers, poor, farmers, Dalits, women if they are empowered, the country will be strong and developed: PM


- Many poor don't have homes even now. Homes went out of reach of even middle class: PM


- If women are empowered, country will be stronger, says PM.


- Govt has taken some decisions to enable poor and middle class people to purchase houses: PM Modi


- From 2017, 4% rebate on home loans up to 9 lakhs: PM Modi


- 3% rebate on home loans up to 12 lakhs: PM


- 2% rebate on home loans up to 2 lakhs, announces PM Modi


- Under PM Awaas Yojana, the lower middle and middle classes living in cities can avail of two new schemes, says PM


- If farmers take loans, Govt will provide 60 days of interest and credit it to their accounts: PM Modi


- PM Modi says govt will bear 60 days interest on select farm loans

- 3 crore farmer credit cards to be converted into Rupay cards in 3 months, says PM

- For MSMEs, we have decided to increase credit guarantee for them to 2 cr from 1 cr: PM


- PM Modi announces two new housing schemes in cities and villages for middle, lower middle classes


- Request banks to keep the poor, lower middle and middle classes as their focus, says PM


- Bank employees and authorities along with people have done exemplary work, yes there have been reports of a few indulging in corruption. These people won't be spared: PM


- I urge banks to take initiatives and launch schemes keeping in mind the poor and the middle class people: PM Modi


- Indian economy had cash circulation disproportionately higher than similar sized economies, which led to price rise, says PM


- The money that was outside the economic mainstream is back. Technology has helped: PM Modi


- Some banks and officials who misused the demonetisation drive will be brought to book, says PM


- The corrupt will have to come to economic mainstream: PM


- Youths who had turned to wrong path are returning in large nos, if we remain vigilant we can save our children from returning to violence: PM


- It is known world wide that #Naxalism, terrorism,counterfeit note business get help from blackmoney, says PM


- I urge banks to take initiatives and launch schemes keeping in mind the poor and the middle class: PM


- This government is a friend of the honest and in favour of putting the dishonest in the path of truth: PM   


- Banks and people who were involved in serious corruption will not be spared: PM Modi


- Your love is like a blessing for me. We will try to take banks to normal situation as soon as possible: PM


- Specially in villages and remote areas, banks have been told this: PM 


- Officials have been told to concentrate on improving banking facilities especially in rural areas: PM Modi


- What India has done is unprecedented in world history, says PM


- 500 and 1000 notes were being used more for parallel economy: PM


- Govt will try to normalise situation in banks in new year, says PM


- In our economy there were mountains of notes. Inflation, black marketing was going up: PM


- You did not hold back in the fight against corruption, black money, counterfeit currency, says PM 


- The hardships that the countrymen have gone through will be a burning example of sacrifice for the bright future of our nation: PM Modi


- According to data, only 24 lakh people in the country have declared that their salary is above Rs 10 lakh under Income Tax: PM Modi


- The way people have shown exemplary courage & patience, leaders like Ram Manohar Lohia, Lal Bahadur Shastri &others would be proud of them: PM


- Lack of cash gives pain, yes. But more cash is more painful: PM


- How long will we evade the truth, asks PM


- This is a historic example of how govt and citizens are together fighting for truth and virtue: PM Modi


- Economists have a consensus that cash should be in mainstream of economy: Modi


- The events after Diwali prove several crore of our countrymen were waiting for such an initiative, says PM


- Indians have fought and shown spirit of sacrifice to fight corruption, says PM


- I know you stood in queues for hours for withdrawing your own money: PM 


- I understand the pain and difficulties citizens had to bear in last the 50 days: PM Modi


- Yet people have faced problems for betterment of nation, this is your blessing. Govt will try to normalise situation in banks in new year: PM


- The problems which the people faced for betterment of the country is an example in itself, says PM Modi


- I have received letters of determination as also pain. You spoke as if I was your own: PM


- One thought vices of social life had become part of our being. But we must rethink after Nov 8. People of India have proved that honesty and truth matter a lot to them: PM 


- Demonetisation is a purification campaign: PM


- The problems which the people have faced for the betterment of the country is an example in itself: PM Modi


- 125 cr Indians have proved after Nov 8 how important truth and goodness is for them, says PM Modi


- Demonetisation forced even the honest to suffer: PM Modi


- Intellectuals will later discuss how citizens stepped out to fight internal impurities


- Crores of Indians wanted freedom from stifling corruption, says Modi


- Let's greet new year with new determination, says PM Modi


- People of India were waiting for an opportunity to end this struggle against corruption.


- After Diwali, our country took an important decision to curb black money which will have long term benefits.


- PM Modi begins his speech at 7:30 pm.