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Will Your Car Insurance Cover Flood Damage? Explained
Car Insurance For Flood Damage Cover: During the monsoon season, several states in India receive heavy rainfall and floods, leading to severe damage to infrastructure, buildings, cars, etc. As a car owner, it’s crucial to know if your insurance policy covers flood damage.
The coverage for flood damage depends on your car insurance plan. Comprehensive insurance, an optional cover, includes flood damage. However, third-party insurance does not offer financial protection against flood damage or any other damage to your vehicle.
A comprehensive car insurance policy covers all kinds of damages from natural calamities like floods, cyclones, tides, and tsunamis. It also covers fire, accidents, theft, and man-made calamities.
Floods can cause severe damage to your vehicle, reducing its value or resulting in a total loss. A comprehensive policy can save you significantly in such situations, making it an ideal policy for those who reside in a flood-prone area.
So, will your car insurance cover flood damages caused to your vehicle? The answer is yes; if you have a comprehensive car insurance policy, flood damages will be covered.
Additionally, you can enhance the basic coverage by including add-ons to your comprehensive car insurance policy, such as engine protection cover, consumables cover, zero depreciation cover, etc.