ICICI Bank Ltd, India`s third-biggest lender by assets, reported a 34 percent fall in second-quarter profit, missing analysts` estimates.


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Net profit fell to 20.58 billion rupees ($316.49 million) in the quarter ended Sept. 30, from 31.02 billion rupees a year earlier, the bank said on Friday.


Analysts on average had expected a profit of 24.91 billion rupees, Thomson Reuters data shows.


Gross bad loans as a percentage of total loans stood at 7.87 percent at end-September, versus 7.99 percent at end-June and 6.12 percent a year ago.