New Delhi: Giving the much needed joy ahead of Diwali to lakhs of PF subscribers, Employees' Provident Fund Organisation (EPFO) has already begun the process of crediting 8.5% interest to provident fund accounts for the financial year 2020-21. 


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It is most likely that you have already got credited with the 8.5% interest in your PF account.  PF subscribers can check their PF Balance from the comfort of home using four different ways --check PF balance using SMS, online, missed call and UMANG App.


Know how to check EPF account balance ONLINE


Log on to epfindia.gov.in 
Feed in your UAN number, password and captcha code 
Click on the e-Passbook
Once you file all the details, you will land up on a new page
Now open member id 
Now you can see the total EPF balance in your account


How to check EPF balance through UMANG App 


Open the UMANG App
Click on EPFO. 
Click on Employee Centric Services
Click on the View Passbook option 
Feed in your UAN number and password
You will get OTP on your registered mobile number
Now you can now check your EPF balance


How to check EPF balance through SMS


Apart from the mobile number, the members registered on the UAN portal may get their PF details by sending an SMS from their registered mobile numbers. For this, you are required to SMS ‘EPFOHO UAN’ to 7738299899.


How to check EPF balance through MISSED Call


EPFO subscribers, registered on the UAN portal, may get their PF details available with the Employees’ Provident Fund Organisation by giving a missed call at 011-22901406 from their mobile number registered with UAN.


It may be recalled that in March 2021, the EPFO apex decision-making body Central Board of Trustees decided to fix 8.5 per cent rate of interest for 2020-21 at its meeting in Srinagar.


"The Central Board of Trustees (CBT) recommended 8.50 per cent annual rate of interest to be credited on EPF accumulations in members'' accounts for the financial year 2020-21," a labour ministry statement said.


As per the practice, the CBT decision on interest rate is being to the finance ministry for concurrence. Now, after getting the finance ministry''s nod, the 8.5 per cent rate of interest for this fiscal would be credited into the EPFO subscribers.


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