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Will Your Car Insurance Cover Flood Damage? Explained
Car Insurance For Flood Damage Cover: During the monsoon season, several states in India receive heavy rainfall and floods, leading to severe damage to infrastructure, buildings, cars, etc. As a car owner, it’s crucial to know if your insurance policy covers flood damage.
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The coverage for flood damage depends on your car insurance plan. Comprehensive insurance, an optional cover, includes flood damage. However, third-party insurance does not offer financial protection against flood damage or any other damage to your vehicle.
A comprehensive car insurance policy covers all kinds of damages from natural calamities like floods, cyclones, tides, and tsunamis. It also covers fire, accidents, theft, and man-made calamities.
Floods can cause severe damage to your vehicle, reducing its value or resulting in a total loss. A comprehensive policy can save you significantly in such situations, making it an ideal policy for those who reside in a flood-prone area.
So, will your car insurance cover flood damages caused to your vehicle? The answer is yes; if you have a comprehensive car insurance policy, flood damages will be covered.
Additionally, you can enhance the basic coverage by including add-ons to your comprehensive car insurance policy, such as engine protection cover, consumables cover, zero depreciation cover, etc.
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