5 Best Credit Cards To Use This Summer For Vacation - Check Rewards, Forex Markup Fees

A credit card with hotel and airline perks is a useful travel companion while going abroad. This is something for you in light of the impending summer break. These cards offer savings on membership fees, hotel stays, and flight tickets in addition to earning respectable rewards. While some of these cards provide a cheaper rate, you can also save a sizable sum on foreign exchange markup fees.

 

Let's look at some of the greatest credit card choices that are now out there to assist you in planning an amazing summer vacation this year.

 

Benefits of RBL World Safari Credit Card:

- No Foreign exchange markup fees.

- Welcome voucher for MakeMyTrip of Rs 3,000.

- Priority access to lounges at international airports.

- Two free visits per quarter to the domestic and foreign lounges.

- Bank offers 10,000 travel points for spending Rs 2.5 lakh annually and an additional 15,000 for spending Rs 5 lakh.

- Purchases made abroad do not earn reward points.

- Yearly charge is Rs 3,000.

(Image Courtesy: RBL)

Benefits of Axis Bank Burgundy Private Credit Card:

- No finance fees for cash withdrawals from ATMs or foreign exchange markup fees for international transactions.

- Limitless airport lounge access at both domestic and foreign airports.

- Discounts of up to 30 percent on international and domestic airports.

- Reward rate and effective reward rate are both 6 percent.

- Annual fee is Rs 50,000; however, there are no annual fees for Burgundy Private customers.

(Image Courtesy: Axis Bank)

Benefits of HDFC Diners Club Black Credit Card:

- 2 percent FX markup fee on all transactions in foreign currencies.

- unrestricted access to airport lounges in India and throughout the world.

- It provides annual memberships to many organisations, including Club Marriott, Forbes, Amazon Prime, Zomato Pro, and Times Prime.

- On monthly purchases of more than Rs 80,000, it additionally provides vouchers from Ola Select, cult.fit Live, BookMyShow, and TataCliQ.

- The reward rate is 3.30 percent, and the actual reward rate up to Rs 1 lakh in a billing cycle is 1.94 percent.

- The yearly charge is Rs 10,000.

(Image Courtesy: HDFC Bank)

Benefits of Axis Bank's Magnus Credit Card:

- 2 percent forex markup fee on all transactions in foreign currencies.

- unrestricted access to airport lounges for cardholders in India and throughout the world.

- Tata CLiQ voucher worth Rs 10,000 or one free domestic flight as an annual bonus.

- Incentive rate is 4.8 percent, and the actual reward rate is 2.44 percent.

- Yearly charge is Rs 10,000.

- Spending Rs. 15 lakh in the year prior waives the annual charge.

(Image Courtesy: Axis Bank)

Benefits of HDFC Bank Infinia Credit Card:

- 2 percent forex markup tax on international transactions.

- Primary and add-on members have unlimited access to airport lounges inside and outside of India.

- The first year of Club Marriott membership is free.

- Participating ITC hotels also give away free nights and weekend buffets.

- Reward rate is 3.30 percent, and the actual reward rate up to Rs 1 lakh in a billing cycle is 1.94 percent.

- Annual charge is Rs 12,500.

(Image Courtesy: HDFC Bank)