Is Your Employer Deducting Your PF Money From Salary But Not Depositing It With EPFO? Here’s How To Check Your EPF Passbook And Gap In Monthly Deposit

In the Employees' Provident Fund (EPF), both the employee and employer contribute 12% of the employee's basic salary. Of this, 8.33% is directed to the Employees' Pension Scheme (EPS), while 3.67% goes into the EPF, ensuring financial security for retirement or job transitions. 

There have been instances where employers fail to deposit their contributions into employees' PF accounts. Employees can verify if their PF contributions are being deposited by using various available methods.  

There are several methods to check your PF balance, whether or not you have a Universal Account Number (UAN). You can give a missed call to the mobile number 9966044425 or send an SMS to 7738299899 to receive your balance details.

Alternatively, you can check your balance by logging into the EPFO online portal or by using the UMANG mobile application, both of which offer easy access to your PF information. 

You can check your EPF balance on the EPFO portal only if your UAN is activated and registered. The EPF e-passbook feature will be available six hours after registration on the EPFO portal. It will display the most recent entries reconciled by the EPFO Field Offices. 

Your EPF balance is updated in the passbook within 24 hours of a contribution. Therefore, you should wait at least 24 hours after the contribution to check your EPF account. 

You cannot check your EPF balance using your Aadhaar card. To access your balance, you must provide your Universal Account Number (UAN). You have to ensure that your UAN is activated and registered on the EPFO portal for easy access. 

Step 1: Search for "EPFO" in the search bar.

Step 2: Click on "View Passbook" and enter your UAN number and password.

Step 3: An OTP will be sent to your registered mobile number.

Step 4: Enter the OTP and access your PF balance in the passbook. 

(Image Credit: File Photo)