Want health insurance to cover COVID-19? Corona Kavach to Corona Rakshak - check all options

Once again, Coronavirus cases have increased exponentially in many cities across India, requiring the federal and state governments to take drastic action to stop the virus's spread. While maintaining Covid-appropriate behaviour is necessary to prevent the spread of the virus, the Corona Kavach and Corona Rakshak help you get ready financially for the extremely contagious illness that could arise during a pandemic. Scroll the gallery ahead to find out the complete details of these policies.

Corona Kavach is a typical indemnity-based COVID-19 insurance with a sum covered ranging from Rs 50,000 to Rs 5 lakh with terms of three and a half months, six and a half months, and nine and a half months (in multiples of Rs 50,000). The industry as a whole covers these policies in a similar manner. However, there are some differences in how the product has been priced by the insurers.

This is a typical benefit-based insurance plan. The insurance provider makes a lump sum payment equivalent to the amount insured under this insurance policy if the policyholder stays in the hospital for at least 72 hours or 3 days following a positive Covid-19 test at any government-approved testing facility. The insured amount will be paid out in full to policyholders under this standard fixed benefit plan.