PM Narendra Modi holds 'Svanidhi Samvaad' with street vendors from MP, says they will be given access to online platform for business, digital transactions

Credits: https://pib.gov.in/Photogallery

New Delhi: Prime Minister Narendra Modi on Wednesday (September 9, 2020) held 'Svanidhi Samvaad' with street vendors from Madhya Pradesh and said that they will be given access to online platform for business and digital transactions.

Prime Minister said the Government is now going to bring about an online platform so that all the street vendors can conduct their business transactions digitally. He urged the street vendors to also adapt to transacting digitally. 

पीएम-स्वनिधि योजना को इतना सरल बनाया गया है कि सामान्य से सामान्य व्यक्ति भी इससे जुड़ सके।

इसमें टेक्नोलॉजी के माध्यम से ऐसी व्यवस्था की गई है कि रेहड़ी, ठेले वाले साथियों को कागज जमा कराने के लिए लंबी लाइन नहीं लगानी पड़े।

इस योजना में ब्याज से पूरी मुक्ति भी मिल सकती है। pic.twitter.com/04rw6vH8Lu — Narendra Modi (@narendramodi) September 9, 2020

The Centre had launched PM Svanidhi scheme on June 1, 2020, to help poor street vendors, impacted by COVID-19 to resume their livelihood activities. 

Reportedly around 4.5 lakh street vendors were registered in Madhya Pradesh, of which, acceptance has been granted to over 1.4 lakh street vendors of amount worth Rs 140 crore.

Speaking on the occasion, Prime Minister praised the efforts of the street vendors to bounce back and appreciated their self-confidence, perseverance and hard work.

He appreciated the efforts of the Government of Madhya Pradesh, for identifying more than 4.5 lakh street vendors and completing the process to give loans to over a 1 lakh vendors within 2 months, notwithstanding the effect of the pandemic.

The Prime Minister said any calamity first affects the poor impacting their jobs, food and savings.

स्ट्रीट-वेंडर्स से जुड़ी एक और योजना पर तेजी से काम किया जा रहा है।

प्रधानमंत्री स्वनिधि योजना से जुड़ने वाले सभी रेहड़ी-पटरी वालों का जीवन आसान बने, उन्हें मूलभूत सुविधाएं मिलें, यह भी सुनिश्चित किया जाएगा। #AatmaNirbharVendor pic.twitter.com/ehM1JqKwPC — Narendra Modi (@narendramodi) September 9, 2020

He referred to the tough times when most of the poor migrants had to return to the villages.

Modi said the Government's right from the first day tried to obliterate the difficulties that the poor and the lower middle class have to face owing to the lockdown and the impact of the pandemic. 

He said the government made all efforts to provide food, ration, free gas cylinders apart from employment through the Prime Minister Garib Kalyan Rojgar Abhiyan.

Prime Minister said the government also focussed on another vulnerable section that is the street vendors and announced the PM Svanidhi Yojana in order to provide cheap Capital to those vendors so that they can restart their livelihood businesses. 

रायसेन जिले के डालचंद कुशवाहा जी ताजी सब्जी का ठेला लगाने के साथ ऑर्गेनिक खेती भी करते हैं। अपनी कर्मठता से उन्होंने कठिन परिस्थितियों में भी जिस आत्मविश्वास का परिचय दिया, वह सराहनीय है। कामकाज में डिजिटल तरीके अपनाने वाले कुशवाहा जी को पीएम स्वनिधि से बड़ा संबल मिला है। pic.twitter.com/9s0T5Teybo — Narendra Modi (@narendramodi) September 9, 2020

PM Modi opined that this is for the first time that lakhs of street vendors are directly connected to the system so that they can start getting the benefit.

The Prime Minister said the aim of the Svanidhi yojana is to provide Swarozgar, Svavlamban and Swabhimaan (Self Employment, Self-Sustenance and Self-Confidence) to the street vendors.

PM stressed the importance of making every street-vendor know everything about this scheme. He said that one can get registered with the scheme through the common service center or in the municipality office by uploading the application and no need to stand in a queue. Not only this, a business correspondent from the bank and municipal staff can also come and take the application from the street vendors.

He said this scheme gives upto 7 per cent rebate on the interest and if one repays the money taken from the bank within 1 year, then one will get an interest rebate. He added that in digital transactions there is a cash back also. He stated that the trend of digital transactions in the country has been increasing rapidly during the last 3-4 years.

"This scheme helps people to start afresh & get easy capital. For the first time, a network of millions of street vendors has been truly connected to the system, they have got an identity."

"The scheme helps one get rid of interest completely. Under this scheme, interest rebate of up to 7% is being given anyway. A new beginning has been made in collaboration with banks and digital payment facilitators to ensure that our street vendors do not lag behind in digital shop-keeping," he added.

PM said in the times of Corona, customers are resorting to more digital transactions rather than cash. 

Prime Minister said the beneficiaries of the PM Svanidhi Scheme would get access to the Ujjwala gas scheme, Ayushman Bharat scheme, etc on a priority basis.

He said that through the Pradhan Mantri Jan Dhan Yojana, Bank accounts of more than 40 crores poor, lower-middle-class people have been opened and now they directly receive all the benefits to their accounts and that it is easier for them to get loans. He listed similar achievements in other schemes like Digital Health Mission, Pradhan Mantri Suraksha Bima Yojana, Prime Minister Jeevan Jyoti Yojana and Ayushman Bharat

The Prime Minister said that in the last six years several measures have been implemented to make the lives of the poor easier in the country. He said the government launched a major scheme to provide accommodation in cities and major towns at an affordable rent.

आपको अपनी और अपने ग्राहकों की सुरक्षा का पूरा ध्यान रखना है। मास्क हो, अपने हाथ की या आसपास की साफ-सफाई हो या फिर दो गज की दूरी, इससे समझौता नहीं करना है।

आप कोरोना से बचाव के जितने इंतजाम अपने ठेले या अपनी पटरी पर करेंगे, उतना ही लोगों का भरोसा भी बढ़ेगा और दुकानदारी भी। pic.twitter.com/EOOIwVF0nt — Narendra Modi (@narendramodi) September 9, 2020

He referred to the One Nation One Ration Card which would enable anybody to get affordable rations anywhere in the country.

The Prime Minister also referred to the ongoing programme of laying Optical Fibre to 6 Lakh Villages in the next 1000 days. This, he said, will join entire rural India to the domestic and international markets and would further boost the rural livelihood.

The Prime Minister asked the street vendors to maintain cleanliness and follow all the measures to prevent the spread of COVID-19. This he said would help them increase their business.