8.5% interest rate to be credited in account by tomorrow? Check PF balance using these 4 ways

New Delhi: Amidst the second wave of COVID-19 Pandemic, over 6 crore account holders of EPFO ​​(Employees' Provident Fund Organization) are desperately waiting for good news on crediting of interest rate in their account. As per reports from Zee News sources, the interest amount will be credited in the PF account of the subscribers by the end of July that ends tomorrow (Saturday).

The Employees' Provident Fund Organization is expected to credit 8.5 percent interest for the financial year 2020-21 into the subscribers' account either today itself or latest by tomorrow.

PF subscribers can check their PF Balance from the comfort of home using four different ways --check PF balance using SMS, online, missed call and UMANG App.

Know how to check EPF account balance ONLINE

Log on to epfindia.gov.in 
Feed in your UAN number, password and captcha code 
Click on the e-Passbook
Once you file all the details, you will land up on a new page
Now open member id 
Now you can see the total EPF balance in your account

How to check EPF balance through UMANG App 

Open the UMANG App
Click on EPFO. 
Click on Employee Centric Services
Click on the View Passbook option 
Feed in your UAN number and password
You will get OTP on your registered mobile number
Now you can now check your EPF balance

How to check EPF balance through SMS

Apart from the mobile number, the members registered on the UAN portal may get their PF details by sending an SMS from their registered mobile numbers. For this, you are required to SMS ‘EPFOHO UAN’ to 7738299899.

How to check EPF balance through MISSED Call

EPFO subscribers, registered on the UAN portal, may get their PF details available with the Employees’ Provident Fund Organisation by giving a missed call at 011-22901406 from their mobile number registered with UAN.

It may be recalled that EPFO's apex decision-making body Central Board of Trustees decided to fix 8.5 per cent rate of interest for 2020-21 at its meeting in March this year. While in March last year, the EPFO had lowered interest rate on provident fund deposits to a seven-year low of 8.5 per cent for 2019-20, from 8.65 per cent in 2018-19.

The EPF (Employees Provident Fund) interest rate provided for 2019-20 was the lowest since 2012-13, when it was 8.5 per cent. The EPFO had provided 8.65 per cent interest rate to its subscribers in 2016-17 and 8.55 per cent in 2017-18. The rate of interest was slightly higher at 8.8 per cent in 2015-16. It had given 8.75 per cent rate of interest in 2013-14 as well as 2014-15, higher than 8.5 per cent for 2012-13. The EPFO had provided 8.25 per cent rate of interest on provident fund in 2011-12.