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Digital Lending Apps
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RBI
11 Aug 2022
RBI tightens digital lending rules to protect customers
RBI issued guidelines on digital lending to protect borrowers. It is now prohibited to automatically increase the credit line automatically without borrower’s consent. Data collected by DLAs should be need based, have clear audit trails and be only done with prior explicit consent of the borrower.
RBI
19 Nov 2021
Digital Lending Fraud: RBI panel finds 600 illegal loan apps on app stores
These apps are hosted on app stores for Android users in India. There were approximately 1100 lending apps available for Indian Android users across 80+ application stores. In the recent past, digital lending frauds are on the rise.
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