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IIFL Finance launches the Seedhi Baat campaign with new brand ambassador Tamannaah Bhatia

Loans can be a powerful tool for realizing personal and professional aspirations. Whether it is buying a home or setting up a business, loans can provide individuals with the financial support they need to make their dreams come true.

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Har sapna Hoga Poora IIFL finance ke sath

Loans can play a crucial role in helping people achieve their goals and dreams, by providing them with the financial support they need to make their aspirations a reality.

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Myth Busted: Are Gold Loans Offered only by Jewellers?

Gold loans were offered by only jewellers, but this was the case several years ago. As more and more institutionalised lenders emerged, they took place as prominent players. Additionally, gold loans offered by jewellers are not legally bound.

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Do You Need a Good Credit Score for Business Loans?

A higher credit score indicates better creditworthiness of the borrowers. This means the higher the credit score, the more the chances of the business loan getting accepted.

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Jewellery Mortgaged In Gold Loans Are Replaced by Lender?

Loans availed against gold items come with the flexibility of repayment. Most lenders do not charge any prepayment fee on such loans after completion of the minimum tenure.

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Are Business Loans Only For Big Finances? Check Details

The business owner’s financing position also plays a key role in the prospects of loan approval. Having said that, it doesn’t imply the borrower must have a clean credit history. Well, having one always helps but it may not be guaranteed.

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5 Things to Know About Gold Loan Interest Rates

A gold loan is generally the cheapest form of personal loan. Having said that, borrowers still need to be cautious and factor in aspects like loan amount, purity of the gold article and the tenure of the loan, the method of interest rate that the lender uses, the borrower’s own credit score and external benchmarking. All this determines the actual interest rate charged.

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Know Everything about Tax Deductible in Business Loan

Business loans are a vital tool a business can use to raise capital. One of the many benefits that business loans bring is that they are tax-deductible.

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7 Useful Business Loan Tips for Entrepreneurs in India

While picking the lender, borrowers should evaluate who is offering the lowest interest rate, what are the loan repayment terms, what is the processing time of the loan and are there any additional charges on the loan.

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How to Spot Fake Gold Coins and Avoid Fraud

Minting coins has been the cornerstone of every developed economy since physical currency became the primary method of financial transactions.

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What are the Benefits Of Using A Business Loan Calculator?

A business loan calculator EMI allows borrowers to calculate their monthly financial obligations accurately.

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Gold Loan for a Startup? A Way to Finance Your Business

A gold loan provides the necessary funds to a borrower against gold items. The loan amount is a specific percentage of the total gold value offered as collateral

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Seven Business Financing Option For e-Commerce

A working capital loan is a type of e-commerce finance that covers daily business expenses

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Know How Demand for Gold loans shines in trying times

Gold ornaments have high market value, and they work as a safety net during financial emergencies to raise instantaneous funds through gold loans

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What are the pros and cons of short-term business loans?

Short-term business loans have a brief loan tenure, often just a few months. Short tenure means an entrepreneur can repay the loan in fewer EMIs than a long-term business loan.

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Reasons Why Unsecured Business Loans Have Become Popular In India

Unsecured business loans provide flexibility on this count and, therefore, repayments are a less stressful affair.But unsecured business loans come with several benefits of their own that make it a popular form of availing debt capital.  

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How to get long-term business loan for a fresher in India?

A budding entrepreneur has several options to choose from when it comes to availing financing for their fledgling business. There is a vast market of lenders from which a business owner can choose to borrow money.

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Do You Need to Pay a Down Payment for a Business Loan?

The down payment minimizes the overall borrowed amount and the borrower can also save on the interest payments during the tenure of the loan. A bigger down payment can dramatically reduce the loan burden, but it could result in depletion of emergency reserves and lower liquidity.

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Top 5 Challenges for MSME Business Loans

MSMEs in India face significant challenges in availing business loans. From collateral requirements to lengthy paperwork and a general lack of trust or interest among big lenders, MSMEs often struggle to take on business loans.

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What Is a Retail Business Loan?

A retail business loan is tailored to meet the needs of shop owners or other retail establishments. Retail business loans can be availed not just for basic stocking of the shop shelves but also to add staff, spruce up the outlet to make it more appealing for a customer, adding another branch and for reaching out to a new set of customers to expand sales.

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