Personal Finance News

March 11, 2023 , 10:02:am

IIFL Finance launches the Seedhi Baat campaign with new brand ambassador Tamannaah Bhatia

Loans can be a powerful tool for realizing personal and professional aspirations. Whether it is buying a home or setting up a business, loans can provide individuals with the financial support they need to make their dreams come true.

February 23, 2023 , 10:02:am

Har sapna Hoga Poora IIFL finance ke sath

Loans can play a crucial role in helping people achieve their goals and dreams, by providing them with the financial support they need to make their aspirations a reality.

December 26, 2022 , 10:02:am

Personal Loan Vs Credit Card Loan – Which One is Better?

Credit card loans may be the right option if a small amount will meet your needs. However, a credit card loan requires a good pre-approval offer.

December 20, 2022 , 10:02:am

Personal Loans Don’t Have Prepayment Options?

A personal loan is a great tool for meeting immediate fianancial requirements. You can use it for meeting major expenses or buying an asset.

December 20, 2022 , 10:02:am

Myth Busted: Are Gold Loans Offered only by Jewellers?

Gold loans were offered by only jewellers, but this was the case several years ago. As more and more institutionalised lenders emerged, they took place as prominent players. Additionally, gold loans offered by jewellers are not legally bound.

December 20, 2022 , 10:02:am

Can I get Personal Loan With a Low Credit Score?

Personal loans offer greater flexibility in utilisation. From using the funds for a vacation or shopping, personal loans can also be used for buying an asset. The quantum of funds and terms of a personal loan get affected by a series of factors including the borrowers the credit worthiness.

December 20, 2022 , 10:02:am

Jewellery Mortgaged In Gold Loans Are Replaced by Lender?

Most lenders do not charge any prepayment fee on such loans after completion of the minimum tenure.

December 20, 2022 , 10:02:am

Do Personal Loans Come With Higher Interest Rate: Here’s What You Should Know

Personal loans can be useful for meeting immediate financial requirements when you are cash crunched. Unlike house and car loans, which are meant for specific needs, personal loans may be used for meeting multiple needs. With advancements in technology, availing of personal loans has become an easier process.

December 16, 2022 , 10:02:am

How to Spot Fake Gold Coins and Avoid Fraud

Minting coins has been the cornerstone of every developed economy since physical currency became the primary method of financial transactions.

December 16, 2022 , 10:02:am

5 Things to Know About Gold Loan Interest Rates

A gold loan is generally the cheapest form of personal loan. Having said that, borrowers still need to be cautious and factor in aspects like loan amount, purity of the gold article and the tenure of the loan, the method of interest rate that the lender uses, the borrower’s own credit score and external benchmarking. All this determines the actual interest rate charged.

November 16, 2022 , 10:02:am

10 Smart Benefits Of Taking A Gold Loan

One of the best benefits of a gold loan is the security of the physical gold pledged by the borrower. The lender keeps the gold in secured vaults and protects it further with an insurance policy against theft.

November 16, 2022 , 10:02:am

Know the importance of a good CIBIL score for personal loans

One’s credit history is represented by their credit or CIBIL score. The number is generated by various agencies but has become synonymous now with the first agency to do so in India, CIBIL (now known as TransUnion CIBIL).

November 16, 2022 , 10:02:am

Factors that Influence Gold Loan Interest rates

The domestic gold price is inversely proportional to the interest rates of gold loans. The higher the gold price, the lower the interest rate

November 16, 2022 , 10:02:am

Five Dos and Don’ts Of an Instant Personal Loan

The loan amount is the most significant factor if you need personal loans. It should be adequate to cover the personal expenses but not higher than required, as it may create a financial burden at the time of repayment.

November 16, 2022 , 10:02:am

Parameters To Consider When Comparing Personal Loans

Personal loan comparison also includes comparing additional or hidden fees that may add to the overall cost of the loan.

September 15, 2022 , 10:02:am

Top Three Ways To Improve Your Credit Fast

Plan out your dues and allocate enough funds to pay for them. This practice will help you maintain a good credit score which will be useful for availing future credit and improving your credit limit.

September 15, 2022 , 10:02:am

Top Tips To Manage Your Monthly Budget

Maintaining a good monthly budget is important to stay in control of your finances. Tracking your expenses can be quite tiresome but it is definitely worth it in the long run.

September 15, 2022 , 10:02:am

Top Tips To Stay Budget Conscious

A budget is a valuable tool to stay within the income and plan out expenses. Keep on trying and you will pick on some valuable habits that can help you stay within your monthly budget.

August 30, 2022 , 10:02:am

Home loan calculation and Income Tax Benefits

Everyone dreams of owning a house. No matter where you are from, owning a house is always a dream waiting to be turned into reality. Raja also dreamed of owning a house to finally fulfill his parents’ dream of owning a home.