EPF News

A key question was raised on whether labour unions have demanded a hike in the EPF interest rate to 10 percent. 

EPFO 3.0 could turn PF into a more flexible, bank-like system with instant access and faster services—but users must balance convenience with long-term savings discipline.

EPF is automatic for salaried employees and gives 8.25 percent interest. VPF lets you save more in the same account. PPF is open to everyone and locks money for 15 years at 7.1 percent. All three are tax-free and government-backed. Pick the one that fits your life.  

EPS-2026 rules have dashed the hopes of millions of employees in the organized sector who are members of the EPFO. Here's all you need to know about the EPS-95 higher pension issue.

The Employees’ Provident Fund Organisation (EPFO) offers a simple missed-call service that allows members to receive their account details instantly on their mobile phones.  

EPFO invests the money in various instruments to pay interest to its subscribers and provide maximum safety, stability and guaranteed returns for retirement.

In its constant endeavor to facilitate faster credit of the payments of Provident Fund, Pension as well as EDLI to the nominees and beneficiaries, EPFO allows you to fill death claims online. Here's the full process.  

EPFO is restoring the earlier option, allowing some EPF employees to link pension contributions to their full salary instead of the wage ceiling. Who tends to benefit from the higher pension restoration and who doesn't? Explained

EPFO interest rate of 12 percent  was the highest so far which was maintained from FY 1989-90 to FY 1999-2000.

The scheme works alongside the EPF and EPS benefits and does not require any separate premium payment from employees.  

Under the plan being considered, fund managers who deliver better investment performance could receive larger allocations of funds, encouraging stronger results in portfolio management.

You can withdraw all of your EPF balance when you retire at the age of 58.

If approved, the new EPF wage ceiling will take effect on April 1, 2026, media reports have said.

EPF and EDLI contributions are not mandatory for employees earning more than Rs 15,000. However, they can join EPF and ELDI schemes if the employer approves.

As per the latest EPFO circular, Transgender ID card issued from national portal will now be accepted for name, gender changes in EPF records.

EPFO has launched the Employees’ Enrolment Scheme (EES)-2025 -- a special one-time facilitation initiative aimed at expanding EPF coverage and regularising past instances of non-compliance in a simplified and employer-friendly manner, according to an official statement.

The mandatory requirement for filing Electronic Challan-cum-Return (ECR) only for those members whose Aadhaar number is seeded and verified with their Universal Account Number (UAN) was introduced with effect from 01 June 2021.

Various stakeholders including trade unions and public representatives have from time to time, raised demands to increase the minimum pension under the Employees’ Pension Scheme (EPS), 1995 from existing Rs 1000 per month.

The Employees’ Enrolment Scheme – 2025 provides a special window for employers to voluntarily enrol eligible employees who were left out from EPF coverage between 1st July, 2017 and 31st October, 2025.

As per news reports, the CBT meeting, scheduled soon, might deliberate on hiking the wage cap from Rs 15,000 per month to Rs 20,000 per month.