Personal Finance News

Credit card vs. Debit card - Which one should you use

Credit card vs. Debit card - Which one should you use

Simply put, a debit card is what you use when you want to spend your own money, whereas, in case of a credit card, you borrow money from a lender to pay for your expenses.

Mar 06, 2018, 13:46 PM IST
7th Pay Commission: Surge in number of MHA staff between 2010-2014

7th Pay Commission: Surge in number of MHA staff between 2010-2014

As per the data, the number of ‘persons in position’ in the central government declined by 42,817 between 2006 and 2010 while between 2010 and 2014 the figures increased to 70,607.

Mar 06, 2018, 08:24 AM IST
7th Pay Commission: Centre may not raise minimum pay to Rs 26,000, fitment factor 3.68 times

7th Pay Commission: Centre may not raise minimum pay to Rs 26,000, fitment factor 3.68 times

The govt had approved the recommendations of the 7th Pay Commission in June 2016 and raised minimum pay from Rs 7,000 to Rs 18,000 per month with fitment factor 2.57 times.

Mar 05, 2018, 15:29 PM IST
How to save money on life and non-life insurance premiums?

How to save money on life and non-life insurance premiums?

With the rise in healthcare costs, it has become difficult to afford timely and adequate healthcare services without a good health insurance policy.

Mar 05, 2018, 14:10 PM IST
7th Pay Commission: Over 8.77 lakh Gujarat government employees to get arrears from March 2018

7th Pay Commission: Over 8.77 lakh Gujarat government employees to get arrears from March 2018

Gujarat government will spend a total of Rs 3,279 crore to implement the arrears.

Mar 03, 2018, 07:29 AM IST
Holi 2018: Important financial lessons we can learn from the festival of colours

Holi 2018: Important financial lessons we can learn from the festival of colours

The festival also teaches us to diversify our investments among various asset classes so as to minimize our risks and maximize our returns.

Mar 02, 2018, 11:30 AM IST
How young investors should allocate their investment corpus

How young investors should allocate their investment corpus

Asset allocation is a strategy to provide a balance between the risk and reward by linking it to your financial goals and risk appetite.

Mar 02, 2018, 09:37 AM IST
7th Pay Commission: Big Holi bonanza for over 8 lakh government employees

7th Pay Commission: Big Holi bonanza for over 8 lakh government employees

The implementation of 7th pay commission benefits in the state will come into effect from January 1, 2016.

Mar 02, 2018, 08:16 AM IST
7th Pay Commission: Will central government employees get pay hike of Rs 26,000 with fitment factor 3.68 times?

7th Pay Commission: Will central government employees get pay hike of Rs 26,000 with fitment factor 3.68 times?

The central government employees unions have been demanding for hiking minimum pay of Rs 18,000 to Rs 26,000.

Mar 01, 2018, 13:41 PM IST
Mobile wallet KYC deadline over: Know what happens to your money in Paytm, Mobikwik

Mobile wallet KYC deadline over: Know what happens to your money in Paytm, Mobikwik

Customers will have to fulfill the KYC requirements before remitting money or reloading the wallet.

Mar 01, 2018, 13:38 PM IST
State Bank of India steeply hikes deposit rates for various tenure

State Bank of India steeply hikes deposit rates for various tenure

The latest pricing revision comes after three consecutive revisions in the rates by the lender on bulk term-deposits in the past three months.

Mar 01, 2018, 07:03 AM IST
Arun Jaitley to inaugurate online module of GPF for govt employees today

Arun Jaitley to inaugurate online module of GPF for govt employees today

Jaitley will also inaugurate 'e-PPO' module of PFMS for complete end-to-end electronic processing of pension cases.

Mar 01, 2018, 06:40 AM IST
7th pay commission: One group of government employees won’t benefit much

7th pay commission: One group of government employees won’t benefit much

While lakhs of government employees are waiting for the benefits of the 7th pay commission, reports have said that mid-level employees may not get much hike with the implementation of the same.

Feb 28, 2018, 16:33 PM IST
Check out retirement-related schemes of government

Check out retirement-related schemes of government

Check out retirement-related schemes of the government which we should first compare with other plans before making any investment.

Feb 28, 2018, 11:34 AM IST
Is gold still a good investment this volatile market scenario?

Is gold still a good investment this volatile market scenario?

Gold has long been viewed as a safe form of investment.

Feb 28, 2018, 11:17 AM IST
Now, PF withdrawals over Rs 10 lakh be made online: EPFO

Now, PF withdrawals over Rs 10 lakh be made online: EPFO

The EPFO has over six crore subscribers and manages a corpus of Rs 10 lakh crore.

Feb 27, 2018, 20:58 PM IST
Good News: You may get an average pay hike of 9.8% in 2018, claims survey

Good News: You may get an average pay hike of 9.8% in 2018, claims survey

In 2018, sectors such as professional services, consumer internet companies, life sciences, automotive and consumer products continue to project a double-digit salary increase.

Feb 27, 2018, 17:31 PM IST
Can customers make transactions after expiry of KYC deadline for mobile wallets?

Can customers make transactions after expiry of KYC deadline for mobile wallets?

As per the laws, a customer can fulfil the KYC requirements by submitting any document like the Aadhaar number, voter ID, among others.

Feb 27, 2018, 14:33 PM IST
7th Pay Commission: No higher pay for middle-level employees?

7th Pay Commission: No higher pay for middle-level employees?

The Finance Ministry also reportedly has set up a panel that will take a final call on demands of these employees by April this year.

Feb 27, 2018, 10:22 AM IST
Earn big through flexi bank account: Here is how

Earn big through flexi bank account: Here is how

A flexi bank account gives you higher interest rate benefit of a fixed deposit and liquidity of a saving account or in other words, it operates as the best-of-both-worlds for customers.

Feb 27, 2018, 10:12 AM IST

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