The growing interest in fixed-income investments reflects a simple shift in investor behaviour: people are no longer looking only for returns or only for safety.
FD is a lump-sum amount deposited by a person in a bank or another financial institution for a fixed period at an interest rate set at the beginning.
The Reserve Bank of India has introduced reforms in the interest rate-related regulations, which would be effective starting October 1, 2026. The updated regulations aim for uniformity across banks, transparency, and flexibility in determining interest rates in the case of bulk deposits.
Choosing the right investment plan from among RD, FD, and SIP may feel like a task, right choice depends on requirements and goals.
Five major banks have revised their FD rates. Here are the revised deposit rates for citizens.
FD interest rates in public and private sector banks, small finance banks in India July 2026.
Here is a comparison of Bandhan Bank FD interest rate and tenure for senior citizen and general public.
A 555 day FD is a specialized, short to medium term fixed deposit scheme offered by several leading banks in India. Several banks offer the special FD at attractive interest rates to general, senior and super senior citizens. Some banks offer special FDs with an interest rate as high as 7.55 percent to super senior citizens.
Here’s a comparison between bank FDs and government-backed schemes to help senior citizens decide which investment plan to choose in 2026.
Fixed Deposits (FDs) continue to be counted among the most popular and safest investment options in India by both the general public and the senior citizens. Several small finance banks in India offer higher interest rates on FDs for both general citizens and senior citizen investors.
Fixed Deposits (FD) are counted among the most popular and safest investment options in India. Banks periodically revise their FD rates in response to inflation or credit demand and changes in the RBI's repo rate.
In India, fixed deposits are counted among the most popular and safest investment options. Banks periodically revise their FD rates in response to inflation or credit demand and changes in the RBI's repo rate.
Bank of Indiahas revised FD interest rate for tenures ranging from one year to three-year. Check latest rates for May 2026.
A Fixed Deposit (FD) is a secure, low-risk investment where the investor deposits a lump sum for a fixed tenure at a predetermined interest rate. FDs typically offer higher interest rates than regular savings accounts, making them a popular choice for steady income.
Fixed deposits (FDs) continue to be a trusted investment instrument for senior citizens who look for safe and steady returns during their retirement years. Senior citizens generally opt for FDs as these investments are safe and offer higher interest income which ensures financial stability in retirement.
Fixed deposits (FDs) continue to be a trusted investment instrument for senior citizens who look for safe and steady returns during their retirement years. Senior citizens generally opt for FDs as these investments are safe and offer higher interest income which ensures financial stability in retirement.
Fixed deposit scheme allows individuals to park their fund without having to bother about investment fluctuations. 444-day FD is a specialized, short to medium term fixed deposit scheme. Several leading banks offer the 444-day FD scheme at attractive interest rates to both general citizens, seniorcitizensand super senior citizens.
When it comes to investing your money,there is no one size fits all formula. Every individual’s needs are different, every situation is different. That said, an emergency fund is something we all need. Among several instruments of investments, mutual funds and FDs are one where you can park your money for emergency. Read on, the pros and cons of both these popular investment vehicles.
Check list of 9 banks offering high fixed deposit rates in 2026 for senior citizens.
From SBI, ICICI to HDFC and more, checkFixed Deposit interest rates of 8 major banks in April 2026.
HDFC Bank has announced several updates to its rules to improve customer service.
Check latest fixed deposit interest rates ofPunjab National Bank effective from 24 February 2026.