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Fixed Deposit News

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Here’s a look at the 10  small finance banks that are offering high FD rates to senior citizens.
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Here's a list of 5 major Indian banks that have reduced the interest rates on FDs post RBI Monetary Policy announcement of reduction in repo rates by 50 basis points to 5.50 percent.
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After the rate cut, HDFC Bank now offers FD interest rates between 2.75 percent and 6.15 percent for regular customers, while senior citizens can earn between 3.25 percent and 6.65 percent.
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The latest FD rates are applicable from 10 June 2025, as per ICICI Bank website.
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The latest FD rates are applicable from May 27, as per ICICI Bank website.
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Senior citizen, looking to reap lucrative interest rates on fixed deposit may take note of the interest rates paid by 5 small finance banks. 
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Canara bank has reduced fixed deposit rates for general citizens and senior citizens effective from 19 May 2025.
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SBI 444-Day Tenor Amrit Vrishti FD Scheme is available from 15 April 2025, though customers will reap lower interest rates vis-a-vis what was offered in 2024.
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Several banks have rolled back their special FD, senior citizen FD and other offerings. However 4 Indian banks continue to offer special Fixed Deposit schemes for citizens. Check them out.
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India's largest public sector lender State Bank of India has reintroduced the Amrit Vrishti FD Scheme from 15 April 2025, but lowered the interest rates that the bank had first offered in 2024.
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The Reserve Bank of India (RBI) has clear guidelines on per day and per year savings account cash deposit. Though there is no limit to how much money you can keep in your savings account, you need to know the official requirements.  
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Also,  the public sector bank has reduced Rate of Interest on its short-term & medium-term Fixed Deposits for various maturities w.e.f 15th April 2025. 
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Check list of banks offering lucrative interest on Fixed Deposit schemes that is valid upto 31 March 2025.
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Here is a list of small finance banks in India and their fixed deposit interest rates.  
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Different banks offer different FD interest rates and people can maximize returns by comparing interest rates offered by various banks before making an investment. Here's the interest rate offered on FDs by top Indian banks.
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Latest Super Senior Citizen FDs: Check out the list of the top 5 Indian banks that provide super senior citizens with high interest rates on FDs.
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Here's a look at the interest rates for senior citizens and others on SBI's FD plans with 1-year, 3-year, and 5-year tenures:
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Check list of 6 banks that have revised their fixed deposit rates in January 2025 ahead of the RBI Monetary Policy.






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